Flexible trade accounts and instant payment terms, built for B2B marketplaces

Sellers want payment upfront, while buyers expect access to trade credit, leaving marketplaces stuck in the middle with their working capital exposed to fraud and credit risk. Satisfy both sides of the transaction with digital trade credit solutions built for B2B marketplaces.

DOWNLOAD BROCHURE

GIF animé montrant le processus de paiement avec des délais de paiement. Montre le récapitulatif de la commande, la sélection des options de paiement, la confirmation de la commande, le traitement du paiement et le message de remerciement

Hokodo works with some of Europe’s biggest B2B Marketplaces

27% of B2B buyers choose marketplaces over any other sales channel. But without trade credit, yours won’t be the marketplace they’re choosing.

Avoid platform leakage and grow your B2B marketplace when you offer the payment terms that buyers and sellers demand.

Download the brochure today:

Brochure cover mockup featuring the title 'Flexible trade accounts and instant payment terms for B2B marketplaces in every industry’.

How we help B2B marketplaces

21st century credit management

A trade credit solution aligned with your digital-first approach to support a frictionless marketplace payment journey.

Working capital protection

Guaranteed upfront payment for your sellers and provide protection against non-payment.

Sticky buyers and sellers

Avoid the risk of platform bypass and increase customer stickiness by offering real value at the checkout.

Increased revenues

Businesses purchasing on credit terms spend an average of 30% more and make 24% more purchases per month.

Secure future funding

Bring peace of mind to your investors by showing that their cash is being used for growth – not for financing buyers.

Fewer integrations

Reduce integrations with a solution that enables all buyers to transact on your B2B e-commerce marketplace.

Operational efficiency

Save time, resources and money when you outsource the entire credit management process to Hokodo.

Interface of Hokodo’s ROI Calculator showing an example ROI of digital trade credit.

Discover the ROI of a Digital Trade Credit Solution

Hokodo delivers measurable results to some of the world's most innovative B2B marketplaces, helping them to increase revenue and save costs. Use our ROI calculator to work out how much you stand to gain by adopting a Digital Trade Credit solution.

calculate roi

How it works

step 1

A buyer registers for a trade account. Hokodo runs credit and fraud checks in less than a second to instantly return tailored credit limits and payment plans.

Online checkout interface with a 'Find your company' dropdown menu displaying a list of businesses for the customer to choose from.

step 2

The buyer makes purchases or places bookings as normal throughout an agreed billing period (usually a month).

B2B e-commerce checkout page showing basket with items ready for checkout.

step 3

When the buyer is ready to complete their purchase, their trade account is the default payment method.

B2B e-commerce checkout page showing a range of payment terms options including ‘Pay in 30 days’, ‘Pay in instalments’ and ‘Payment on account’.

step 4

You get paid upfront and in full while we take responsibility for all credit and fraud risks.

Table showing a B2B merchant the settlement status of their recent orders.

step 5

We prepare a statement of account consolidating all the purchases made during the billing period. Payment for all orders is due in one lump sum on an agreed date, usually 30 days after the billing period has closed.

Table displaying orders to be settled by a B2B buyer.

"We had previously tried to offer payment terms on our own, but since the process was so manual, lengthy and complex, instant credit decisions at the point of purchase were out of the question. Being able to give buyers the immediate decision and seamless experience they expect is a game changer for Achatmat.”

Frédéric Guillotin

CEO of Achatmat

"Hokodo is a massive part of our proposition in being able to ensure suppliers receive payments on time and build trust on the platform. YardLink is on a big growth trajectory and we see Hokodo as not just ready for us right now, but that it will continue to work for us as we move forward.”

Hollie Russell

Marketing Director at Yardlink

Handmade pottery bowls of various colours

"A great User Experience and great payment terms and flexibility are the two main benefits our customers are looking for, and thanks to Hokodo we are able to offer them that…They have helped us to grow a base of extremely loyal customers all across Europe thanks to payment terms."

Pierre-Luc Joffre

CFO at Ankorstore

Ready to learn more?

Two thirds of B2B buyers will abandon a marketplace purchase if no payment terms are offered. Book a call to find out how we can keep your customers converting.