Flexible trade accounts and instant payment terms, built for B2B marketplaces

Sellers want payment upfront, while buyers expect access to trade credit, leaving marketplaces stuck in the middle with their working capital exposed to fraud and credit risk. Satisfy both sides of the transaction with digital trade credit solutions built for B2B marketplaces.

Hokodo works with some of Europe’s biggest B2B Marketplaces

27% of B2B buyers choose marketplaces over any other sales channel. But without trade credit, yours won’t be the marketplace they’re choosing.

Avoid platform leakage and grow your B2B marketplace when you offer the payment terms that buyers and sellers demand.

Download the brochure today:

How we help B2B marketplaces

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21st century credit management

A trade credit solution aligned with your digital-first approach to support a frictionless marketplace payment journey.

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Working capital protection

Guaranteed upfront payment for your sellers and provide protection against non-payment.

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Sticky buyers and sellers

Avoid the risk of platform bypass and increase customer stickiness by offering real value at the checkout.

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Increased revenues

Businesses purchasing on credit terms spend an average of 30% more and make 24% more purchases per month.

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Secure future funding

Bring peace of mind to your investors by showing that their cash is being used for growth – not for financing buyers.

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Fewer integrations

Reduce integrations with a solution that enables all buyers to transact on your B2B e-commerce marketplace.

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Operational efficiency

Save time, resources and money when you outsource the entire credit management process to Hokodo.

Discover the ROI of a Digital Trade Credit Solution

Hokodo delivers measurable results to some of the world's most innovative B2B marketplaces, helping them to increase revenue and save costs. Use our ROI calculator to work out how much you stand to gain by adopting a Digital Trade Credit solution.

How it works

step 1
A buyer registers for a trade account. Hokodo runs credit and fraud checks in less than a second to instantly return tailored credit limits and payment plans.
A B2B online checkout with automotive parts
step 2
The buyer makes purchases or places bookings as normal throughout an agreed billing period (usually a month).
A search tool to identify companies using their company name
step 3
When the buyer is ready to complete their purchase, their trade account is the default payment method.
Notification shown to B2B buyers displaying their credit limit
step 4
You get paid upfront and in full while we take responsibility for all credit and fraud risks.
Checkout where B2B buyers cand choose their payment method
step 5
We prepare a statement of account consolidating all the purchases made during the billing period. Payment for all orders is due in one lump sum on an agreed date, usually 30 days after the billing period has closed.
Table listing settled transactions that have been paid out
Crates of fish

"Integrating with Hokodo has allowed us to significantly increase our value proposition to our suppliers on our B2B marketplace, through providing seamless real time credit insurance policies to the users of our platform. Guaranteeing each transaction through an API has proved priceless for Rooser!”

Joel Watt
Founder of Rooser
Crates of fish

"We had previously tried to offer payment terms on our own, but since the process was so manual, lengthy and complex, instant credit decisions at the point of purchase were out of the question. Being able to give buyers the immediate decision and seamless experience they expect is a game changer for Achatmat.”

Frédéric Guillotin
CEO of Achatmat
Crane viewed from below

"Hokodo is a massive part of our proposition in being able to ensure suppliers receive payments on time and build trust on the platform. YardLink is on a big growth trajectory and we see Hokodo as not just ready for us right now, but that it will continue to work for us as we move forward.”

Hollie Russell
Marketing Director at Yardlink
Handmade pottery bowls of various colours

"A great User Experience and great payment terms and flexibility are the two main benefits our customers are looking for, and thanks to Hokodo we are able to offer them that…They have helped us to grow a base of extremely loyal customers all across Europe thanks to payment terms."

Pierre-Luc Joffre
CFO at Ankorstore

Ready to learn more?

Two thirds of B2B buyers will abandon a marketplace purchase if no payment terms are offered. Book a call to find out how we can keep your customers converting.

Frequently Asked Questions

Can digital trade credit be used on B2B marketplaces?
How do I get started with digital trade credit?
How long does it take to integrate a digital trade credit solution?