Pay Now and Pay Later options for all your buyers

Looking to streamline all payments and unclutter your checkout? You’ve come to the right place. Offer payment terms and upfront settlement in one integration with Hokodo.

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B2B checkout experience with pay now and pay later options

Drive loyalty and boost conversions with a unified payments experience for all buyers

Instant, flexible payment terms and an upfront payment option for those who need it. What more could you ask for?

increase in conversion rate

increase in average order value

more purchases per month

“I don’t need payment terms this time!”
“My business wants to pay upfront for smaller orders!”

Believe it or not, some B2B buyers want to settle immediately. Empower them to pay at the time that’s best for them and they’ll come back again and again (and again).

Creating value at the checkout

Grow faster

Attract new customers and boost order frequency.

Improve loyalty

Instant credit decision make buyers return for more.

Flexible financing

30, 60 or 90 days not right? Try 14, 45 or something else entirely.

Healthier cash flow

Get paid upfront and in full upon delivery of the order.

Expand internationally

Enter new markets with one provider.

Risk protection

We protect you against all credit and fraud risks.

How it works

step 1

A buyer makes a purchase, places an order or creates a booking as normal.

step 2

Hokodo runs credit and fraud checks on the buyer in under 1 second.

step 3

The buyer is offered tailored payment terms and the option to pay upfront with Hokodo.

step 4

The buyer chooses their preferred payment plan and settlement method.

step 5

You get paid upfront and in full. We take responsibility for risk and collect payment on the due date.

We take care of everything...

So you can focus on product development, customer acquisition or whatever else matters the most to your business.

Credit scoring

Give your buyers the credit they deserve thanks to cutting-edge underwriting. Display credit limits throughout the checkout journey to maximise take-up.

Fraud detection

Sophisticated automations and expert fraud analysts keep you safe.

Statement of account

Streamline reconciliations with a single statement of account covering all transactions.

Financing

Your buyers choose to pay now or pay later, while you get paid upfront and in full. Everyone wins.

Payment processing

Relevant settlement methods empower your buyers to pay on their terms.

Collections

Handled with care and professionalism to preserve your commercial relationships.

Don't just take our word for it...

"We had previously tried to offer payment terms on our own, but since the process was so manual, lengthy and complex, instant credit decisions at the point of purchase were out of the question. Being able to give buyers the immediate decision and seamless experience they expect is a game changer for Achatmat."

Frédéric Guillotin

CEO, Achatmat

"Hokodo is a massive part of our proposition in being able to ensure suppliers receive payments on time and build trust on the platform. YardLink is on a big growth trajectory and we see Hokodo as not just ready for us right now, but that it will continue to work for us as we move forward.”

Hollie Russell

Marketing Director at Yardlink

Handmade pottery bowls of various colours

"A great User Experience and great payment terms and flexibility are the two main benefits our customers are looking for, and thanks to Hokodo we are able to offer them that…They have helped us to grow a base of extremely loyal customers all across Europe thanks to payment terms."

Pierre-Luc Joffre

CFO at Ankorstore

“I see three key advantages of Hokodo. First, the human side. Our French customer service and support team is efficient and pleasant. Secondly, implementing trade credit is a significant time saver for our accounting teams. Thirdly, as IT project manager at Monin, always looking for the next breakthrough that will facilitate processes between all our business lines, I am very keen to see the evolutionary capabilities of the Hokodo solution, which will grow alongside us.”

Maxime Catoire

IT Project Manager, Monin

Get started

Are you ready for a unified, simplified payment experience?

Pay Now and Pay Later options for all your buyers

Drive loyalty and boost conversions with a unified payments experience for all buyers

“I don’t need payment terms this time!”
“My business wants to pay upfront for smaller orders!”