Want to offer instant, flexible payment terms online?

The speed and seamlessness of B2B e-commerce requires a digital trade credit solution to match. Hokodo helps you offer the trade accounts and credit terms buyers expect when using your webstore, marketplace or online portal.

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97% of B2B buyers want an online experience that is fast, simple and accurate

The proliferation, speed and flexibility of consumer e-commerce has created demand for seamless ordering experiences and rapid digital payments.

67% of B2B buyers will abandon an e-commerce purchase without payment terms

Can you afford to lose two thirds of your customers to the competition? Improve buyer retention with flexible payment terms integrated directly into your checkout flow and available instantly at the point of need.
Coffee shop owner ordering goods for his business online

Creating value at the checkout

Grow faster

Attract new customers with a seamless online buying experience and instant credit for first-time buyers.

Improve loyalty

Instant credit decisions and simple, secure payments drive loyalty.

Flexible financing

Trade accounts. 30 day terms. Instalments. Tailor your credit offering to the unique needs of your buyers.

Healthier cash flow

Get paid upfront and in full for every order, if you so choose.

Expand internationally

Enter new markets with one provider that can operate across the EU.

Risk protection

Full credit and fraud risk protection so you can focus on the good stuff.
Graphic showing number of new customers and the value of orders processed
Graphic showing the payment terms available to a B2B buyer
Graphic showing settled transactions from B2B customers
Graphic showing orders received from customers in the UK, France, Denmark and Spain
Graphic showing orders rejected and accepted

Grow faster

Attract new customers and boost order frequency.

Improve loyalty

Instant credit decision make buyers return for more.

Flexible financing

30, 60 or 90 days not right? Try 14, 45 or something else entirely.

Healthier cash flow

Get paid upfront and in full upon delivery of the order.

Expand internationally

Enter new markets with one provider.

Risk protection

We protect you against all credit and fraud risks.

At a glance: how digital trade credit helps grow your business

Grow icon
40
%
increase in conversion rate
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30
%
increase in average order value
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24
%
more purchases per month

How it works

step 1
A buyer visits your e-commerce store, online portal or digital marketplace to place an order or make a booking.
A B2B online checkout with automotive parts
step 2
When they get to the checkout, Hokodo runs credit and fraud checks on the buyer in under 1 second
A search tool to identify companies using their company name
step 3
Suitable credit limits and payment terms are offered directly within the checkout flow.
Notification shown to B2B buyers displaying their credit limit
step 4
The buyer chooses their preferred terms and settlement method. Card, bank transfer and direct debit can all be offered. Customers registered for a trade account have their terms and settlement method pre-selected for an ultra-streamlined checkout.
Checkout where B2B buyers cand choose their payment method
step 5
You get paid upfront and in full upon delivery of the order. We take responsibility for risk and collect payment from the buyer when it falls due.
Table listing settled transactions that have been paid out

We take care of everything...

So you can focus on product development, customer acquisition or whatever else matters the most to your business.

Credit scoring

Give your buyers the credit they deserve thanks to cutting-edge underwriting

Fraud detection

Sophisticated automations and expert fraud analysts keep you safe.

Risk Protection

Keep your money, even if a buyer fails to pay, thanks to backing from AIG.

Financing

Your buyers get to pay later, while you get paid upfront and in full. Everyone wins!

Payment processing

Relevant settlement methods maximise conversion and empower buyers to pay on their terms.

Collections

Handled with care and professionalism to preserve your commercial relationships.

But don’t just take our word for it

Cardboard boxes on shelves in warehouse

"We had previously tried to offer payment terms on our own, but since the process was so manual, lengthy and complex, instant credit decisions at the point of purchase were out of the question. Being able to give buyers the immediate decision and seamless experience they expect is a game changer for Achatmat."

Frédéric Guillotin
CEO, Achatmat
Crane viewed from below

"Hokodo is a massive part of our proposition in being able to ensure suppliers receive payments on time and build trust on the platform. YardLink is on a big growth trajectory and we see Hokodo as not just ready for us right now, but that it will continue to work for us as we move forward.”

Hollie Russell
Marketing Director at Yardlink
Handmade pottery bowls of various colours

"A great User Experience and great payment terms and flexibility are the two main benefits our customers are looking for, and thanks to Hokodo we are able to offer them that…They have helped us to grow a base of extremely loyal customers all across Europe thanks to payment terms."

Pierre-Luc Joffre
CFO at Ankorstore
Coffee cups surrounded by plants

“I see three key advantages of Hokodo. First, the human side. Our French customer service and support team is efficient and pleasant. Secondly, implementing  trade credit is a significant time saver for our accounting teams. Thirdly, as IT project manager at Monin, always looking for the next breakthrough that will facilitate processes between all our business lines, I am very keen to see the evolutionary capabilities of the Hokodo solution, which will grow alongside us.”

Maxime Catoire
IT Project Manager, Monin

Want to learn more?

Discover how to meet the growing demands of B2B buyers with a flawless e-commerce payment terms experience.

Get started

Are you ready to join the digital trade credit revolution?