Instant, flexible trade accounts that drive growth on all sales channels

81% of B2B buyers want to consolidate their purchases and make one payment on an agreed date. Your team wants to simplify reconciliations and credit management. Hokodo’s trade accounts keep everyone happy.

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Animated GIF demonstrating checkout process for Hokodo’s trade accounts. Shows order review, selecting payment options, confirming order, processing checkout, and thank you message.

Drive loyalty, boost purchase frequency and simplify operations with trade accounts designed for modern-day B2B commerce

Instant, flexible and available even on a buyer’s first purchase. One statement of account, one consolidated invoice and one payment to rule them all!

Grow icon
40
%
increase in conversion rate
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30
%
increase in average order value
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24
%
more purchases per month

“I want a credit trade account!”
“My business needs consolidated invoices!”

Trade accounts are not a ‘nice to have’ but an essential tool for growth. Empower buyers to quickly pay off all their purchases at once and they’ll come back again and again (and again).
Coffee shop owner ordering goods for his business online while speaking on the phone.

Creating value at the checkout

Notifications showing B2B merchants they have more customers and increased revenue.
Graph showing customer transactions increasing over time.
Graphic showing the different payment terms available to a B2B buyer.
Notifications for B2B merchants showing reasons for rejected orders.

Grow faster

Attract new customers with a seamless purchasing experience and credit for first-time buyers.

Improve loyalty

Instant credit decisions and simple payments drive loyalty.

Minimal admin

We consolidate buyer invoices and collect payment on your behalf saving time for your credit and finance teams.

Healthier cash flow

Get paid upfront and in full upon delivery of each order.

Better user experience

With fast registration, pre-selected payment terms, tailored credit limits and early repayment options.

Risk protection

Full credit and fraud risk protection so you can focus on the good stuff.
Notifications showing B2B merchants they have more customers and increased revenue.
Graph showing customer transactions increasing over time.
Graphic showing recent orders that have been paid on account.
Portal showing B2B merchants all of their settled orders.
Graphic showing the payment terms available to a B2B buyer. ‘Payment on account’ is selected.
Notifications for B2B merchants showing reasons for rejected orders.

Grow faster

Attract new customers and boost order frequency.
Notifications showing B2B merchants they have more customers and increased revenue.

Improve loyalty

Instant credit decision make buyers return for more.
Graph showing customer transactions increasing over time.

Flexible financing

30, 60 or 90 days not right? Try 14, 45 or something else entirely.
Graphic showing the different payment terms available to a B2B buyer.

Healthier cash flow

Get paid upfront and in full upon delivery of the order.

Expand internationally

Enter new markets with one provider.

Risk protection

We protect you against all credit and fraud risks.
Notifications for B2B merchants showing reasons for rejected orders.

How it works

step 1
A buyer registers for a trade account. Hokodo runs credit and fraud checks in less than a second to instantly return tailored credit limits and payment plans.
Online checkout interface with a 'Find your company' dropdown menu displaying a list of businesses for the customer to choose from.
step 2
The buyer makes purchases or places bookings as normal throughout an agreed billing period, which is usually a month.
B2B e-commerce checkout page showing basket with items ready for checkout.
step 3
When the buyer is ready to complete their purchase, their trade account is the default payment method.
B2B e-commerce checkout page showing a range of payment terms options including ‘Pay in 30 days’, ‘Pay in instalments’ and ‘Payment on account’.
step 4
You get paid upfront and in full while we take responsibility for all credit and fraud risks.
Table showing a B2B merchant the settlement status of their recent orders.
step 5
We prepare a statement of account consolidating all the purchases made during the billing period, across all sales channels and locations. Payment for all orders is due in one lump sum on an agreed date, usually 30 days after the billing period has closed.
Buyer portal page showing trade account overview, recent orders and the option to pay account balance now.

We take care of everything...

So you can focus on product development, customer acquisition or whatever else matters the most to your business.

Credit scoring

Give your buyers the credit they deserve thanks to cutting-edge underwriting. Display credit limits throughout the checkout journey to maximise take-up.

Fraud detection

Sophisticated automations and expert fraud analysts keep you safe.

Risk Protection

Keep your money, even if a buyer fails to pay, thanks to backing from AIG.

Financing

Your buyers get to pay later, while you get paid upfront and in full. Everyone wins!

Payment processing

Relevant settlement methods (bank transfer, direct debit, card…) maximise conversion and empower buyers to pay on their terms.

Collections

Handled with care and professionalism to preserve your commercial relationships.

But don’t just take our word for it

Here’s how we helped businesses like yours to accelerate business growth with payment terms.
“The success of this unusually short onboarding proved the value of Hokodo in its speed of execution, flexibility, and the responsiveness of its teams” Maxime C, IT Project Manager, Monin
Discover how Monin offered credit on 90% of their B2B orders with Hokodo.
“Hokodo is a very important part of our value proposition. Payment terms are a critical service for us” Nicolas d’Audifrett, Co-founder, Ankorstore
Discover how Ankorstore grew their customer base by 5x with payment terms.

Want to learn more?

Discover how trade accounts with Hokodo can help accelerate growth of your business.
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Get started

Are you ready to join the instant trade credit revolution? Book a call with an expert today.

Frequently Asked Questions

What is a trade account?
How do trade account payment terms work?
What are the fees?
How long does it take to get set up?
What are credit terms?
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