Want to offer instant, flexible payment terms on the shop floor?

Just because your buyers shop offline, it doesn’t mean you can’t benefit from digital trade credit. Bring the speed and seamlessness of e-commerce to your in-store trade accounts.

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More than half of B2B buyers shop in-store, and a quarter prefer it to any other channel

A global pandemic and months of remote purchasing couldn’t keep B2B buyers from in-person sales. But the speed and flexibility of e-commerce has created an expectation for rapid digital payments.

63% of B2B buyers expect their agreed payment terms and credit limits across all sales channels

But it’s difficult to offer a cohesive payment experience across all touchpoints. Let us help harmonise your payment terms offering on every channel.

Coffee shop owner ordering goods for his business online

Creating value at the checkout

Grow faster

Attract new customers and boost order frequency.

Improve loyalty

Instant credit decision make buyers return for more.

Flexible financing

30, 60 or 90 days not right? Try 14, 45 or something else entirely.

Healthier cash flow

Get paid upfront and in full upon delivery of the order.

Expand internationally

Enter new markets with one provider.

Risk protection

We protect you against all credit and fraud risks.

At a glance: how in-store payment terms help you to grow

increase in conversion rate

increase in average order value

more purchases per month

How it works

step 1

A buyer visits your store or other physical environment to make a purchase as usual.

step 2

When they get to the checkout, Hokodo runs credit and fraud checks on the buyer in under 1 second.

A search tool to identify companies using their company name

step 3

Suitable credit limits and payment terms are offered.

Notification shown to B2B buyers displaying their credit limit

step 4

The buyer chooses their preferred terms and settlement method. Card, bank transfer and direct debit can all be offered. Customers registered for a trade account have their terms and settlement method pre-selected for an ultra-streamlined checkout.

Checkout where B2B buyers cand choose their payment method

step 5

You get paid upfront and in full. We take responsibility for risk and collect payment from the buyer when it falls due.

Table listing settled transactions that have been paid out

We take care of everything...

So you can focus on product development, customer acquisition or whatever else matters the most to your business.

Credit scoring

Give your buyers the credit they deserve thanks to cutting-edge underwriting

Fraud detection

Sophisticated automations and expert fraud analysts keep you safe.

Risk Protection

Keep your money, even if a buyer fails to pay, thanks to backing from AIG.

Financing

Your buyers get to pay later, while you get paid upfront and in full. Everyone wins!

Payment processing

Relevant settlement methods maximise conversion and empower buyers to pay on their terms.

Collections

Handled with care and professionalism to preserve your commercial relationships.

But don’t just take our word for it

Hear how we helped retail equipment and furniture supplier RETIF to offer a seamless credit journey across all their stores in France.

We chose Hokodo because it allows us to benefit from an omnichannel solution for our stores, the web and internationally. The solution is simple, transparent and provides an immediate response. Our clients are delighted to have access to this service when making their purchases as it allows them to postpone their cash outflow.

Cyril Andreu

Regional Director, RETIF

Want to learn more?

Discover how to meet the growing demands of B2B buyers with a flawless in-store payment terms experience.

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Are you ready to join the instant trade credit revolution?