Flexible trade accounts and instant payment terms for the food and beverages industry

80% of food and beverages B2B buyers say that payment terms are critical for the survival of their business. Whether you sell online, in-store or over the phone, offer seamless trade credit with Hokodo.

Hokodo works with some of Europe’s biggest food and beverages suppliers

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91% of food and beverages buyers want to open a trade account with their main supplier

Improve buyer loyalty and boost purchase frequency when you put payment terms on the menu.

Download the brochure today:

How we help food and beverages suppliers

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21st century credit management

A trade credit solution aligned with your digital-first approach to support a seamless experience across the full credit journey.

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Operational efficiency

Save the time and operational costs of credit checks, insurance and collections processes.

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Relieve working capital pressures

Free up the working capital used to lend money to buyers and receive faster payouts while benefiting from full non-payment protection. 

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Accelerate and enhance the sales cycle

Businesses purchasing on credit terms spend an average of 30% more and make 24% more purchases per month.

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Attract new buyers

Enable buyers on your platform to defer payment by 30, 60 or 90 days, interest-free, and watch as your customer base grows.

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Stay competitive

Buyers will remain loyal to the sellers offering the best service and the most desirable payment terms.

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Tailored for large order values

Implement a solution that is optimised for the large average order values and frequent purchases associated with your industry. 

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Upfront payments, guaranteed

Grow your business with confidence knowing that upfront payments are guaranteed.

Discover the ROI of a Digital Trade Credit Solution

Hokodo delivers measurable results to some of the world's most innovative B2B companies, helping them to increase revenue and save costs. Use our ROI calculator to work out how much you stand to gain by adopting a Digital Trade Credit solution.

How it works

step 1
A buyer registers for a trade account. Hokodo runs credit and fraud checks in less than a second to instantly return tailored credit limits and payment plans.
A B2B online checkout with automotive parts
step 2
The buyer makes purchases as normal, via any of your sales channels throughout an agreed billing period (usually a month).
A search tool to identify companies using their company name
step 3
When the buyer is ready to complete their purchase, their trade account is the default payment method.
Notification shown to B2B buyers displaying their credit limit
step 4
You get paid upfront and in full while we take responsibility for all credit and fraud risks.
Checkout where B2B buyers cand choose their payment method
step 5
We prepare a statement of account consolidating all the purchases made during the billing period, across all sales channels and locations. Payment for all orders is due in one lump sum on an agreed date, usually 30 days after the billing period has closed.
Table listing settled transactions that have been paid out
Crates of fish

"Integrating with Hokodo has allowed us to significantly increase our value proposition to our suppliers on our B2B marketplace, through providing seamless real time credit insurance policies to the users of our platform. Guaranteeing each transaction through an API has proved priceless for Rooser!”

Joel Watt
Founder of Rooser
Crates of fish

"We had previously tried to offer payment terms on our own, but since the process was so manual, lengthy and complex, instant credit decisions at the point of purchase were out of the question. Being able to give buyers the immediate decision and seamless experience they expect is a game changer for Achatmat.”

Frédéric Guillotin
CEO of Achatmat
Crane viewed from below

"Hokodo is a massive part of our proposition in being able to ensure suppliers receive payments on time and build trust on the platform. YardLink is on a big growth trajectory and we see Hokodo as not just ready for us right now, but that it will continue to work for us as we move forward.”

Hollie Russell
Marketing Director at Yardlink
Handmade pottery bowls of various colours

"A great User Experience and great payment terms and flexibility are the two main benefits our customers are looking for, and thanks to Hokodo we are able to offer them that…They have helped us to grow a base of extremely loyal customers all across Europe thanks to payment terms."

Pierre-Luc Joffre
CFO at Ankorstore

Ready to learn more?

86% of food and beverages buyers will abandon a purchase if they’re not offered the right payment terms at the right time. Book a call to learn how Hokodo can help keep your customers converting.

Frequently Asked Questions

Can digital trade credit be used in the food and beverages industry?
How do I get started with digital trade credit?
How long does it take to integrate a digital trade credit solution?